Disability Income Insurance

The thought of losing your ability to work can be unsettling, especially when it means being unable to provide for your loved ones due to illness or injury.

In such situations, expenses tend to increase while income decreases. Government disability benefits are often insufficient to cover even the family’s most basic needs.

Disability Income Insurance ensures financial stability by providing a monthly benefit of up to 75% of your regular salary if you become unable to work due to illness or accident. This coverage offers peace of mind, allowing you and your family to maintain your standard of living and focus on recovery without financial worries.

This protection is essential for both employees and the self-employed.

For salaried employees, disability coverage is often included in their group policy through the employer. If you are not covered under such a plan, it is highly recommended to purchase an individual policy as soon as possible.

It is always advisable to consult your licensed insurance advisor to review your current coverage and ensure that it meets your personal and family needs.