Retirement Planning

We all dream of retirement: an early exit from work, a long journey along white beaches, a home surrounded by nature, or maybe even a new yacht. Whatever your vision looks like, one thing is certain - without careful planning, those dreams may remain just dreams.

The financial decisions we make today (and sometimes the ones we postpone) will profoundly shape our future and the future of our children. Although retirement may seem like a distant concept, in reality, early planning is essential. With life expectancy rising and pension savings shrinking, the sooner you begin, the stronger your financial foundation will be.

Through early retirement planning, you can estimate your future pension income, negotiate lower management fees, compare savings plans and ensure that your financial strategy supports the lifestyle you envision for the years ahead.

What Does the Retirement Planning Process Include?

1. Comprehensive Financial Review - We analyze all your pension and financial assets - from pension funds and provident funds to savings policies - to maximize efficiency, minimize risks and ensure your money works for you.

2. Tax Optimization - Our specialists identify opportunities to save tens of thousands of shekels through strategic tax planning, ensuring you take full advantage of available tax benefits. We also guide you through the required tax forms and procedures.

3. Retirement Transition Support - We accompany you through the actual retirement process, reviewing withdrawal options, assisting with pension and severance documentation and coordinating with insurance companies, pension funds and provident funds.
    

Even if you’re already approaching retirement, you may still be eligible for valuable tax benefits and refunds you were unaware of - sometimes amounting to tens of thousands of shekels.

If your future - and your family’s future - truly matters to you, don’t wait. Consult with a licensed pension advisor who specializes in early-stage retirement planning. Only a qualified professional can help you optimize your pension income and align your financial assets with your long-term goals.

At Astrateg Insurance and Financial Services, we offer comprehensive retirement planning, leveraging years of experience to ensure your future is secure. From optimizing tax benefits to coordinating with all financial institutions, we’re with you every step of the way - so you can retire with confidence and peace of mind.